FAQ
Do you guarantee approval?
Only the bank can approve an account. We cannot guarantee outcomes, but our process is designed to maximize approval chances through clean documentation, proper formatting, and guided submission. If you follow our instructions and the bank declines, we’ll rework at no cost and offer a refund or full credit per our policy below.
Why use CCU instead of applying on my own?
Many applicants fail due to small errors or weak submissions. CCU prepares your documents, walks you through the process, and supports you during verification — the goal is speed, clarity, and confidence.
How long does it take?
Most correctly prepared applications move to verification in about 3 business days, with activation commonly within 3–7 business days. Timelines depend on bank queues and document completeness.
Refund / Assurance policy
If, after completing CCU’s full process with truthful documents, the bank declines your application, we provide two rounds of rework free. If still declined, we’ll offer a full credit or a refund per the plan you selected at checkout.
Are you affiliated with any bank?
No. Capital & Competence University is not affiliated with or endorsed by Dukascopy Bank or any other financial institution. We provide independent facilitation and education services.